3.99% Is Back! Own a New Home With an Unbeatable Fixed Rate
If you’ve been waiting for the right moment to buy a home in the Greater Raleigh area, this is it. 3.99% fixed-rate financing is officially back, and New Home Inc. is offering this rare opportunity on three move-in ready homes in the desirable Duncan’s Creek community in Lillington.
With a 3.99% fixed 7/1 ARM Mortgage, buyers can save hundreds of dollars per month and tens of thousands over the life of a loan. Opportunities like this don’t come around often, and when they do, they don’t last long.
These three homes are brand new, thoughtfully designed, and ideally located for buyers looking for more space, modern finishes, and convenient access to Raleigh, Cary, Apex, Clayton, Selma, Smithfield, and Research Triangle Park.
Let’s take a closer look at why this offer is creating so much buzz, and why now is the time to act.
Why a 3.99% Fixed Rate Matters for Raleigh-Area Homebuyers
In today’s market, affordability is everything. While home prices across the Triangle continue to hold strong, interest rates have become the biggest factor impacting monthly payments.
A 3.99% interest rate offers major advantages:
Lower monthly mortgage payments
More buying power
Predictable payments for long-term stability
For buyers relocating to the Raleigh area, first-time homebuyers, and even those downsizing or upgrading, this rate makes homeownership significantly more accessible, especially on new construction homes that require less maintenance and come with modern energy efficiencies.
Duncan’s Creek: A Smart Move Near Raleigh, NC
Located in Lillington, NC, Duncan’s Creek offers a peaceful residential setting with large wooded homesites, easy access to major highways connecting you to Downtown Raleigh, I-40, I-95, HWY 401, HWY 210, Sanford, Fuquy-Varina, Fayetteville and Fort Bragg, and Apex.
Homebuyers are increasingly drawn to this area because it offers:
More space for the price compared to Raleigh proper
Quick access to employment centers in the Triangle
Proximity to shopping, dining, and outdoor recreation
A quieter lifestyle without sacrificing convenience
Duncan’s Creek is ideal for commuters, remote workers, and people who want room to grow while staying connected to the heart of North Carolina.
Featured Homes With 3.99% Fixed Rate Financing