3.99% Is Back! Own a New Home With an Unbeatable Fixed Rate

If you’ve been waiting for the right moment to buy a home in the Greater Raleigh area, this is it. 3.99% fixed-rate financing is officially back, and New Home Inc. is offering this rare opportunity on three move-in ready homes in the desirable Duncan’s Creek community in Lillington.

With a 3.99% fixed 7/1 ARM Mortgage, buyers can save hundreds of dollars per month and tens of thousands over the life of a loan. Opportunities like this don’t come around often, and when they do, they don’t last long.

These three homes are brand new, thoughtfully designed, and ideally located for buyers looking for more space, modern finishes, and convenient access to Raleigh, Cary, Apex, Clayton, Selma, Smithfield, and Research Triangle Park.

Let’s take a closer look at why this offer is creating so much buzz, and why now is the time to act.

Why a 3.99% Fixed Rate Matters for Raleigh-Area Homebuyers

In today’s market, affordability is everything. While home prices across the Triangle continue to hold strong, interest rates have become the biggest factor impacting monthly payments.

A 3.99% interest rate offers major advantages:

• Lower monthly mortgage payments

• More buying power

• Predictable payments for long-term stability

For buyers relocating to the Raleigh area, first-time homebuyers, and even those downsizing or upgrading, this rate makes homeownership significantly more accessible, especially on new construction homes that require less maintenance and come with modern energy efficiencies.

Duncan’s Creek: A Smart Move Near Raleigh, NC

Located in Lillington, NC, Duncan’s Creek offers a peaceful residential setting with large wooded homesites, easy access to major highways connecting you to Downtown Raleigh, I-40, I-95, HWY 401, HWY 210, Sanford, Fuquy-Varina, Fayetteville and Fort Bragg, and Apex.

Homebuyers are increasingly drawn to this area because it offers:

• More space for the price compared to Raleigh proper

• Quick access to employment centers in the Triangle

• Proximity to shopping, dining, and outdoor recreation

• A quieter lifestyle without sacrificing convenience

Duncan’s Creek is ideal for commuters, remote workers, and people who want room to grow while staying connected to the heart of North Carolina.

Featured Homes With 3.99% Fixed Rate Financing

245 Duncan Creek Rd

Address: 245 Duncan Creek Rd
Price: $489,700
Stats: 4 Bed, 3 Bath, 3011 Sq Ft, Main Floor Guest Suite and Home Office, Covered Deck, Fenced Yard.

The Apex at Duncan’s Creek features 3,011 square feet of flexible living space with four bedrooms, three bathrooms, and a two-car side-load garage on a 0.59-acre homesite. The open-concept design showcases a vaulted café ceiling, side fireplace with built-ins, double pocket office, first-floor guest suite, and an expansive upstairs game room for versatile living and entertaining. Built to New Home Inc.’s Smart. Healthy. New. standards, this home delivers modern technology, energy efficiency, and comfort in a thoughtfully planned, connected community.

Highlights include:

• Spacious open living and dining areas

• Designer kitchen with contemporary cabinetry and modern appliances

• Generous bedroom sizes with ample closet space

• Energy-efficient construction for lower utility costs

• Private backyard space perfect for entertaining or relaxing

With its convenient location and timeless design, 245 Duncan Creek Rd is a standout option for buyers seeking a new home near Raleigh with exceptional value.

👉 View the home here:
https://go.newhomeinc.com/4keEbKK

275 Duncan Creek Rd

Address: 275 Duncan Creek Rd
Price: $474,700
Stats: 4 Bed, 3 Bath, 2702 Sq Ft, Main Floor Guest Suite and Home Office, Covered Deck, Fenced Yard

The Selma plan at Duncan’s Creek offers 2,702 square feet of well-designed living space with four bedrooms, three bathrooms, and a two-car side-load garage on a spacious 0.6-acre homesite that’s move-in ready. The open-concept layout features a gourmet kitchen, fireplace with built-ins, pocket office, first-floor guest suite, and an owner’s suite with direct access to the laundry room for everyday ease. Built with New Home Inc.’s Smart. Healthy. New. standards and set in a trail-lined community just minutes from Downtown Lillington, this home blends modern innovation, comfort, and convenience.

Key features include:

• Open-concept main living space ideal for gatherings

• Modern kitchen with stylish finishes and functional layout

• Comfortable primary suite designed for relaxation

• Flexible spaces perfect for a home office or guest room

• Low-maintenance exterior and new-home warranties

With 3.99% fixed-rate financing, this home offers a rare chance to secure long-term affordability in a growing area of Harnett County.

👉 View the home here:
https://go.newhomeinc.com/4c6I3eL

659 Beacon Hill Rd

Address: 659 Beacon Hill Rd
Price: $394,700
Stats: 4 Bed, 2.5 Bath, 2010 Sq Ft, Wooded Private Homesite, Messy Kitchen, Smart Door Delivery Center, Smart and Healthy Home

The Smithfield plan at Duncan’s Creek offers 2,010 square feet of thoughtfully designed living space with four bedrooms, two-and-a-half baths, and a two-car garage on a spacious 0.6-acre homesite, ready for completion in November. An open-concept layout features an extended café, side fireplace, messy kitchen, and pocket office, balancing everyday functionality with inviting spaces to gather and unwind. Built with New Home Inc.’s Smart. Healthy. New. standards and located minutes from Downtown Lillington, this home delivers modern comfort, energy efficiency, and small-town charm in a connected community.

Home features include:

• Bright, open floor plan with modern finishes

• Spacious kitchen ideal for cooking and entertaining

• Well-appointed bedrooms with thoughtful layouts

• Energy-efficient systems and new construction peace of mind

This home is perfect for buyers seeking a brand-new home near Raleigh without the premium price tag often found closer to downtown.

👉 View the home here:
https://go.newhomeinc.com/3ZVleTX

Why Buy New Construction in the Greater Raleigh Area?

The Raleigh housing market remains one of the strongest in the Southeast, driven by job growth, quality of life, and steady population increases. Buying a new construction home offers unique advantages:

• Modern floor plans designed for today’s lifestyles

• Energy-efficient materials and systems

• Lower maintenance costs

• Builder warranties for peace of mind

• Move-in ready convenience

When paired with a 3.99% fixed mortgage rate, new construction becomes one of the smartest investments homebuyers can make right now.

Limited-Time Opportunity - 3.99% Won’t Last

Opportunities like this are rare. A 3.99% fixed rate on brand-new homes near Raleigh is something buyers have been waiting for, and once these three homes are sold, the offer is gone.

Whether you’re relocating to the Triangle, upgrading your space, or purchasing your first home, now is the time to secure:

• A brand-new home

• A predictable, affordable monthly payment

• A location with long-term growth potential

Schedule Your Tour Today

These homes are available now and ready for immediate move-in. Interest is high, and availability is limited.

If you’re searching for:

• Homes for sale near Raleigh, NC

• New construction homes in Harnett County

• Affordable homes with low interest rates

This is your moment.